
Out From Under Debt


Secure & Private

Debt-Free
Starts Here.
A fresh start, guided by Chip.
Three simple buckets. One clear path.
No judgement -- just progress.
Backed by Experts
Built to Encourage, Not Judge
"OFU Debt helped me break the paycheck-to-paycheck cycle!"
How It Works
We believe that eliminating your debt and building wealth should be a simple task. In just a few minutes out of every day, we can help guide you to financial freedom.
Weekly Spending Allowance
Know exactly what's safe to spend each week. No guilt, no guesswork - just clarity that helps you enjoy life today while still staying on track.
Commitments
Your obligations are always covered. From bills to subscriptions, we make sure your commitments are handled so you never fall behind.
Savings & Wealth Growth
Every extra dollar is optimized to crush debt faster and start building wealth for your future.
Hear From Real Users Who Had Real Results!
"When my husband and I first discovered Out From Under Debt, we were in a place we never thought we'd escape. We were living paycheck to paycheck, sometimes even slipping into the negative. Bills felt overwhelming, saving seemed impossible, and the dream of building a home felt so far out of reach.
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But this program completely changed our perspective on money and how we manage it. Being put on a budget and having a set weekly spending allowance was the first step that finally clicked for us. What really stood out was how everything we needed was in one app -- budgeting, tracking, and especially the spreadsheet that helped us visualize exactly where our money was going and what was coming in.
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For the first time, we weren't just guessing at our finances, we had a clear plan. Slowly but surely, the paycheck-to-paycheck cycle broke. Bills were paid on time, money started going into savings, and we are building an emergency fund. Even more exciting, we were able to start saving for vacations and, most importantly, our boys' futures.
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The biggest milestone? We are closing on our newly custom-built dream home. I never thought I'd say that, but Out From Under Debt helped us get here. What felt impossible just a couple months ago has now become our reality. We're no longer weighted down by financial stress -- we're building the life we always dreamed of, with peace of mind and security for our family.
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Out From Under Debt didn't just help us pay off debt. It gave us a whole new way of looking at money and life."




