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Privacy & Protection Policy

Trust & Security at Out From Under Debt 

At OFU Debt, we know trust is everything. You're sharing your financial world with us -- and we take that responsibility seriously. Our mission is to help you get out from under debt and step into financial freedom. To do that, we make security and privacy our top priority. 

Your Data, Your Control

Bank Level Encryption: We use the same 256-bit encryption that banks and financial institutions rely on. 

 

Read-Only Access: When you connect accounts, we can see balances and transactions -- but we can never move or touch your money. 

 

We never sell your data. Your financial information belongs to you, not us.

 

You stay in control, always.  â€‹

How We Protect You: 

  • Secure By Design: Every feature is built with privacy first. 

  • Independent Security Partners: We work with trusted providers to keep connections safe. 

  • Regular Audits: Our systems are tested and monitored to stay ahead of threats. 

Why We Ask For Your Information: 

Chip, your financial sidekick, needs some basic information to build your three buckets -- Weekly Spending, Commitments, and Cushion. ​

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The more Chip knows, the better he can help you: 

  • Organize cash flow 

  • Prioritize debt payoffs 

  • Show you what's safe to spend 

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We'll never ask for more than what's necessary. 

Human & Helpful 

Behind Chip is a real team of humans who believe financial freedom should feel safe, simple, and encouraging. 

  • No judgement 

  • No hidden agencies 

  • Just the clarity you need to move forward with confidence 

Our Promise

  • Your security comes first 

  • Your privacy is protected 

  • Your trust is earned every day 

 Because paying off debt is hard enough -- trusting the app that helps you shouldn't be. 

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Out From Under Debt is more than an app. It's a safe place to take control of your money -- with Chip by your side. 

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