We Believe: 

• Debt does not define you 

• Simplicity is power -- clarity over clutter. 

• Progress, not perfection, is the path forward. 

• Every small win deserves to be celebrated.

• Financial freedom is not just numbers -- it's peace of mind, reduced stress, and a better life. 

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We Exist To: 

• Provide the tools and structure to make debt elimination simple.

• Reinforce positive financial habits through behavior change.

• Offer encouragement and hope when the journey feels heavy.

• Help people not only pay off debt but also build the foundation for long-term wealth. 

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With Chip by your side -- witty, warm, and always supportive, we transform the lonely, stressful journey of paying off debt into one filled with clarity, encouragement, and progress. 

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Why We Were Created: 

Out From Under Debt was created by a team of Certified Financial Planners and behavior change experts who saw the stress and shame that debt places on everyday people. We knew there had to be a better way, a simpler, kinder, and more encouraging approach. 

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Instead of complicated spreadsheets or judgemental advice, we built an app that gives people clarity, structure, and hope. Our mission is to turn debt payoff into progress worth celebrating, and to prove that anyone can step into financial freedom with the right tools and a supportive sidekick like Chip by their side. 

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